Unfortunately, the other day, I had to escort a good friend of mine to hospital as she had an accident and fractured her heel. I have to say, the staff at the Mojon Hospital were extremely efficient and we were in and out in just an hour and a half!

However, as you do when you're sat waiting around in a hosiptal, I found myself reading every shred of information and analysing every diagram which was on display in the reception area.

One poster in particular caught my eye which I have translated it roughly and written up below for you... feel free to share this post on facebook and to friends and family who may not be aware of the costs of not having adequate medical cover in the Canaries!

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PUBLIC PRICE LIST - FOR THOSE WITHOUT MEDICAL COVER

Emergency - 218.89 Euros

Days' stay in hospital - €643.49 Euros

First Consultation - 131.86 Euros

Successive Consultations - 79.11 Euros

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FOR MEDICAL ASSISTANCE WHEN THE PATIENT IS NOT COVERED BY THE CANARIAN HEALTH CARE CARD

In these cases the patient must supply the following documentation to guarantee the payment of their treatment.

1. Membership proof of "Muface" - "Mugajo" or with private insurance - applies to Government workers.

2. Those insured with collaborating companies - for work illnesses (Fremap, Asepeyo, etc.)

3. Work accidents, professional illnesses (Fremap, Asepeyo, etc.)

4. Obligatory insurances for sports, traffic, travellers, hunters and any others who is obliged to pay - copy of the insurance policy will be required.

5. Agreements and conventions with other bodies - copy of policy required.

6. Assistance included for those who are members of the EU who are resident in the European Union and Switzerland and those who are covered by bilateral agreements - The S1 (EHIC card) and a passport is required.

7. Others who are obliged to pay, activities or centre who have accident insurance or public liability - proof required.

8. Schoolchildrens' insurance.

9. Others may be insured through a third party.

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So folks, if you are in doubt whether you're covered or not, get in touch with TIBC. We can help you get adequate Medical Insurance which will not only guarantee you are covered for any medical emergencies, you will also receive a more professional and thorough medical service with excellent after care. Remember, it's never too early to get Medical Insurance as it becomes more expensive if you wait until you develop a long term illness or have a serious accident (or should I say IF!)

All joking aside, medical insurance is priceless and well worth having as it could prove life saving for you or a family member in the future.

We also offer accident insurance for self emplyed individuals and public liability insurance for if you're a professional and want to avoid any legal action being taken against you.

That's all for now, stay safe!

Jill Ashton